Having some fat in your belly is normal. After all fat is there to protect and insulate your body. Nevertheless, having too much belly fat maybe harmful to your health and increase your risk of developing certain chronic diseases.
There are two main types of belly fat — Subcutaneous belly fat one (found under your skin) and visceral belly fat (found deeper inside your abdomen, surrounding your vital organs.
Visceral belly fat, is the fat that surrounds your organs such as kidneys, liver and pancreas. Visceral fat is much more metabolically active than subcutaneous fat and contains more cells, blood vessels, and nerves. Visceral fat has a higher health risk and is strongly linked to increased inflammation and resistance to insulin.
Men are more likely to accumulate visceral fat than women, which is why men are more likely to develop an “apple-shaped” figure as belly fat grows. Women on the other hand, are more likely to develop excess fat in the lower body, leading to a “pear” shape